Certificates of Deposit
Interest Rates and Annual Percentage Yields are current as of 04-12-2019.
All CD Terms eligible for IRA accounts.
CD Specials
| CD Term | Interest Rate | Annual Percentage Yield |
|---|
|
11 Months
|
1.70%
|
1.70%
|
|
13 Months New Money Special*
$10,000.00 Required
|
2.18%
|
2.20%
|
|
27 Months
$2,500-$4,999.99
|
2.08%
|
2.10%
|
|
27 Months
$5,000.00-$9,999.99
|
2.18%
|
2.20%
|
|
27 Months
$10,000.00 and up
|
2.28%
|
2.30%
|
|
20 Months New Money Special**
$25,000.00 Required
|
2.48%
|
2.50%
|
Minimum balance to open account $2,500.00
A penalty may be imposed for early withdrawal.
Rates reviewed weekly and subject to change without notice.
* A $10,000 minimum deposit is required to open the 13 Month New Money Only Certificate Special
**A $25,000 minimum deposit is required to open the 20 Month New Money Only Certificate Special
All CD Terms eligible for IRA accounts.
Certificates of Deposit
| CD Term | Interest Rate | Annual Percentage Yield |
|---|
|
7-89 Days
|
0.10%
|
0.10%
|
| 90-181 Days |
0.15%
|
0.15%
|
| 182-364 Days |
0.20%
|
0.20%
|
| 12-17 Months |
0.30%
|
0.30%
|
| 18-23 Months |
0.40%
|
0.40%
|
| 24-35 Months |
0.50%
|
0.50%
|
|
36-47 Months
|
0.75%
|
0.75%
|
| 48-59 Months |
0.90%
|
0.90%
|
|
60+ Months
|
1.20%
|
1.21%
|
Minimum balance to open account $500.00
A penalty may be imposed for early withdrawal.
Rates reviewed weekly and subject to change without notice.
Checking Rates
| Account Type | Interest Rate | Annual Percentage Yield |
|---|
|
Interest Plus Checking
Daily Balances up to $19,999.99
|
0.03%
|
0.03%
|
|
Interest Plus Checking
Daily Balances of $20,000.00-99,999,999.00
|
0.07%
|
0.07%
|
|
55 Grand Checking
Daily Balances up to $19,999.99
|
0.03%
|
0.03%
|
|
55 Grand Checking
Daily Balances of $20,000.00-99,999,999.00
|
0.07%
|
0.07%
|
|
Employee Benefit Checking
Daily Balances up to $19,999.99
|
0.03%
|
0.03%
|
|
ExecuStar Checking
Daily Balances up to $49,999.99
|
0.03%
|
0.03%
|
|
ExecuStar Checking
Daily Balances of $50,000.00-99,999.99
|
0.07%
|
0.07%
|
|
ExecuStar Checking
Daily Balances of $100,000.00-99,999,999.99
|
0.10%
|
0.10%
|
Minimum balance to open account $100.00
The interest rate and annual percentage yield may change after account opening.
Daily balance is the amount of the principal in the account each day.
Savings Rates
| Account Type | Minimum Opening Deposit | Interest Rate | Annual Percentage Yield |
|---|
|
Regular Savings
Daily Balances of $50.00-99,999,999.00
|
$50.00
|
0.03%
|
0.03%
|
|
Money Market Savings
Daily Balances up to $2,499.99
|
$1000.00
|
0.10%
|
0.10%
|
|
Money Market Savings
Daily Balances of $2,500.00-24,999.99
|
$1000.00
|
0.15%
|
0.15%
|
|
Money Market Savings
Daily Balances of $25,000.00-99,999,999.99
|
$1000.00
|
0.20%
|
0.20%
|
|
Five Star Money Market Savings
Daily Balances up to $4,999.99
|
$5000.00
|
0.10%
|
0.10%
|
|
Five Star Money Market Savings
Daily Balances of $5,000.00-24,999.99
|
$5000.00
|
0.15%
|
0.15%
|
|
Five Star Money Market Savings
Daily Balances of $25,000.00-99,999,999.99
|
$5000.00
|
0.20%
|
0.20%
|
|
Star Savers Account
Daily Balances of $25.00 and up
|
$25.00
|
0.07%
|
0.07%
|
|
Health Savings Account-Individual
Daily Balances up to $999.99
|
$100.00
|
0.03%
|
0.03%
|
|
Health Savings Account-Individual
Daily Balances of $1,000.00-9,999.99
|
$100.00
|
0.07%
|
0.07%
|
|
Health Savings Account-Individual
Daily Balances of $10,000.00-99,999,999.00
|
$100.00
|
0.10%
|
0.10%
|
|
IRA Money Market Savings
Daily Balances up to $999.99
|
$50.00
|
0.10%
|
0.10%
|
|
IRA Money Market Savings
Daily Balances of $1,000.00-9,999.99
|
$50.00
|
0.15%
|
0.15%
|
|
IRA Money Market Savings
Daily Balances of $10,000.00 and up
|
$50.00
|
0.20%
|
0.20%
|
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 10-01-2018.
For current rate information call (651) 489-8811 or (651) 429-4531.
|
