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Home>Customer Service>Rates>Savings Certificates

Rates

 
                                   
               CERTIFICATE SPECIALS 
                   
             Great Terms...Great Rates! 
                       As of 8-31-10  
 
              

 Term

Daily Balances  

APY 

 

 9 Months

 

 

15 Months

 

$2,500-$9,999.99:

$10,000-$49,999.99:

 $50,000 and above:

$2,500 and above: 

 

.90%

1.00%

1.15%

1.30%

 

23 Mo Step-Up

 

47 Months**

 

$2,500 and above 

 

$10,000 or more

 

1.60%

 

2.25%

 
                          
   
  •   A minimum deposit of $2,500.00 is required to open the 9 Month, 11 Month and 23 Month certificate specials.
  •   *One time during the original 23 Month term you may step-up the rate to a higher rate offered on the current 24 month certificate. 
  • **A minimum deposit of $10,000.00 is required to open the 47 Month certificate special.
  •   A penalty may be imposed for early withdrawal.
  •   APY is accurate as of 8/31/10.
  •   APY shown is subject to change.
  •   Other restrictions may apply.
  •   APY means Annual Percentage Yield.
  •   Fees could reduce earnings.
 
 

Savings Certificates*

Current Rates For North Star Bank Effective Date August 13, 2010
Term Daily Balances Annual Percentage
Yield 
30 - 59 Days  All balances:   
  ($500.00  0.40% 
  Minimum to Open)   
60 - 89 Days  All balances:   
  ($500.00  0.40% 
  Minimum to Open)   
90 - 181 Days  All balances:   
  ($500.00  0.40% 
  Minimum to Open)   
182 - 269 Days  All balances:   
  ($500.00  0.60% 
  Minimum to Open)   
     
18 - 23 Months Certificate  All Balances  1.00% 
12 - 17 Months Certificate  All balances:  0.90% 
  ($500.00   
  Minimum to Open)   
24 - 35 Months Certificate  All balances:  1.30% 
  ($500.00   
  Minimum to Open)   
36 - 47 Months Certificate  All balances:  1.60% 
  ($500.00   
  Minimum to Open)   
48 - 59 Months Certificate  All balances:  1.85% 
  ($500.00   
  Minimum to Open   
60 + Months Certificate  All balances:  2.30% 
  ($500.00   
  Minimum to Open)   
*$500.00 minimum balance required to open account.
       * $500.00 minimum balance required to open an IRA Time Account.
       * A penalty may be imposed for early withdrawal.
       * Fees could reduce earnings.
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