Personal Banking

SAVINGS

	Regular Savings	Money Market Savings	Five Star Money Market Savings	Star Savers Savings	Savings Certificate	Health Savings Accounts
Opening Deposit	$50	$1,000	$5,000	$25	$500	$100 $25 setup fee
Interest	Variable Rate	Variable Rate	Variable Rate	Variable Rate	See current rates	Variable rate
Minimum Balance Required	$50	$1,000	$5,000	NONE	N/A	NONE
Monthly Charge	$3 monthly charge if balance falls below minimum required any day of the month (no charge if 55 years of age or more)	$10 monthly charge if balance falls below minimum required any day of the month	$15 monthly charge if balance falls below minimum required any day of the month	NONE	A penalty may be imposed for early withdrawal	$5 monthly charge if one or more checks post to account during the month. No monthly charge if account is accessed with the HSA Debit/ATM Card
ATM Card	YES	YES	YES	YES	NONE	HSA Debit/ATM Card
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