Personal Banking
IRA Time Accounts
All North Star Bank Savings Certificates are available for your IRA investment with only a $500.00 minimum to open for most accounts.
- Terms available for investment from 30 days up to 5 years
- Interest rates based on current market conditions
- Automatically renewable
- A penalty may be imposed for early withdrawal
- $500.00 minimum deposit to open for most accounts
IRA’s are insured separately up to $250,000.00 by the Federal Deposit Insurance Corporation.
Your IRA contribution may be fully or partially tax deductible, please consult a qualified tax advisor. Because IRA’s are designed as retirement savings, you cannot withdraw funds from the account without a tax penalty before you are the age 59 ½. Some exceptions may apply.
IRA Time Accounts are offered at the same rates as our Savings Certificates.




